Background The U.S. commercial real estate market is going through big changes, which are mainly caused by changes in how people work. Since the COVID-19 pandemic, remote and hybrid work have reduced the demand that there used to be for traditional office space. Even as companies are trying to bring employees back, the utilization rates are below pre-2020 levels, which is causing many office buildings to be a little empty or entirely vacant. This has now changed into a bigger problem of...

For decades, starter homes were the first step toward homeownership for millions of Americans. Small, reasonably priced houses allowed young families and first-time buyers to achieve financial stability. Today, that entry point is quickly disappearing. Across most of the U.S., starter homes are not just expensive; they are becoming increasingly scarce due to supply-side strains. This highlights economic, regulatory, and investing shifts in today's housing market. Background on Starter Homes...