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STUDENT FINANCE REVIEW


Why Luxury and Discount Retail Stocks Are Outperforming the Middle Market
In today’s retail landscape, a clear divide has emerged: luxury and discount retail stocks have been significantly outperforming the middle market. This phenomenon, sometimes referred to as a “K-shaped recovery,” mirrors growing income inequality, changing consumer behavior and structural weaknesses in mid-tier retail. As a result, investors are increasingly fixated on companies positioned at either market extreme. One of the main agents guiding this divergence is income po
Apr 213 min read


Walmart’s New CEO - Company Outlook & What it Means for Investors in 2026
Walmart Inc. (NYSE: WMT), the world’s largest retailer, entered 2026 with a major leadership change that signals both continuity and strategic evolution. On the 1st of February earlier this year, following Doug McMillon’s retirement, John Furner was established as Walmart’s latest CEO through completing a succession plan announced by the company’s board in late 2025. Furner’s appointment follows a long tenure within Walmart, where he worked his way up from an hourly associate
Mar 113 min read


The Rise of Gig Work in an Uncertain Labor Market:
Amid uncertain macroeconomic conditions, ever-changing tariff policies, and worries about the collapse of an AI bubble, the labor market has seen decreased growth and rising unemployment. According to global outplacement firm Challenger, Gray & Christmas , there were 153,000 announced job cuts in October – the worst reading for the month since 2003. These layoffs have been due to a number of factors, namely, because of the massive tech layoffs aiming to reverse the increased
Jan 85 min read


After the $7,500 EV Credit: Can the Industry Survive the Lithium Crunch?
In September 2025, the federal incentive that helped encourage mass electric-vehicle (EV) adoption came to an end. The tax credits of $7,500 for new EVs and up to $4,000 for used EVs officially expired on September 30. As a result, we are now faced with an EV market uncertain about future demand and facing looming questions about how to keep up with lithium demand. The Credit Cliff and Its Market Impact The tax credit served as a vital tool to make EVs more affordable to co
Jan 83 min read
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