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Dubai, and the UAE have created a strong reputation because of a simple belief. This belief is that Dubai is a place where capital feels safe. For many years, this perception has brought in billions from foreign investors which has expanded Dubai’s property market significantly. Unfortunately, today that foundation is being compromised. A widening conflict between Iran, Israel, and the United States of America has started a regional war across the Middle East, which has dis

A lot of people believe that credit card debt is caused by being inherently bad with money. Individuals that spend a lot of money but do not save end up in debt and have to pay high interest rates on their cards. However, Professor Theresa Kuchler’s paper entitled “Sticking to Your Plan: The Role of Present Bias for Credit Card Paydown” demonstrates that is not the case for credit card debt. While many people do want to pay off their credit card balances, they fail to follow

In today’s retail landscape, a clear divide has emerged: luxury and discount retail stocks have been significantly outperforming the middle market. This phenomenon, sometimes referred to as a “K-shaped recovery,” mirrors growing income inequality, changing consumer behavior and structural weaknesses in mid-tier retail. As a result, investors are increasingly fixated on companies positioned at either market extreme. One of the main agents guiding this divergence is income po

Background The U.S. commercial real estate market is going through big changes, which are mainly caused by changes in how people work. Since the COVID-19 pandemic, remote and hybrid work have reduced the demand that there used to be for traditional office space. Even as companies are trying to bring employees back, the utilization rates are below pre-2020 levels, which is causing many office buildings to be a little empty or entirely vacant. This has now changed into a bigger

In September 2025, the White House announced one of the most drastic immigration policy changes in the past several years: a $100,000 application fee for new H1-B visas. The Trump Administration frames the move as a measure to “protect U.S. workers,” and is sure to cause a major shift in how America manages the inflow of skilled foreign labor that has long fueled sectors such as tech, finance, and medicine. Under the announcement specified that the fee applies to applicatio