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STUDENT FINANCE REVIEW


Crypto Scams & Rug-Pulls: How to Stay Safe When Dealing in Crypto
With the invention and rise of cryptocurrency in recent years, digital assets have promised a new era of decentralized finance defined by transparency and autonomy. Yet alongside the innovation, fraud has run rampant. In 2023 alone, losses resulting from crypto fraud grew 45%, costing investors more than $5.6 billion. As adoption increases, understanding these risks is no longer optional. What makes crypto so vulnerable to scams? How can users protect themselves in an evolvi
Apr 13 min read


One Waterway Carrying 20% of the World's Oil Just Shut Down: Every Central Bank on Earth Is Scrambling
Background Info The Strait of Hormuz, a narrow waterway between Iran and Oman, has become the epicenter of a global energy crisis. This critical chokepoint is just two miles wide at its narrowest navigable point yet handles approximately 20 million barrels of oil per day , representing roughly 20-27% of the world's seaborne oil trade. The strait also carries 93% of Qatar's LNG exports , making it indispensable to global energy markets. In normal times, around 24 oil tankers
Mar 302 min read


What Mamdani's Housing Project Means for NYC
Zohran Mamdani won the mayoral race for New York City on big campaign promises - freezing rents, helping small businesses, and free buses - all of which are to be financed by increasing taxes on the most profitable corporations and the ultra-wealthy one percent of New Yorkers. In his most recent visit to Washington, he made a huge proposal: build over 12,000 affordable housing units over the Sunnyside Rail Yard in Queens. Background New York City is one of the most housing-
Mar 294 min read


Walmart’s New CEO - Company Outlook & What it Means for Investors in 2026
Walmart Inc. (NYSE: WMT), the world’s largest retailer, entered 2026 with a major leadership change that signals both continuity and strategic evolution. On the 1st of February earlier this year, following Doug McMillon’s retirement, John Furner was established as Walmart’s latest CEO through completing a succession plan announced by the company’s board in late 2025. Furner’s appointment follows a long tenure within Walmart, where he worked his way up from an hourly associate
Mar 113 min read


Ford and Xiaomi: An Unlikely Alliance in the Global EV Race
With extreme competition in the electric vehicle market, legacy automakers are increasingly turning to unconventional partners to stay competitive. Recent reports suggest that Ford Motor Company has explored a potential collaboration with Chinese tech giant Xiaomi, underscoring how traditional car manufacturers are seeking technology driven alliances to compete with organic integrated EV leaders like Tesla and BYD. Background: Legacy Automakers Face a Technology Gap Ford has
Mar 62 min read


Elon Musk’s Dogecoin Crash: Understanding the Rise of Meme Coins
Dogecoin started as a joke. In 2013, software engineers Billy Markus and Jackson Palmer created it as a playful parody of the exploding cryptocurrency space, using the viral Shiba Inu “Doge” meme as its logo. Unlike Bitcoin , which has a fixed supply of 21 million coins and is often described as digital gold, or Ethereum, which powers smart contracts and decentralized applications, Dogecoin was never built around a major technological breakthrough. It has an inflationary supp
Mar 43 min read


Navigating the Chaotic World of Crypto: A Guide for New Investors
If you’ve ever bought crypto for the first time, you know it doesn’t feel like buying a stock or putting money into an index fund. It probably felt louder, faster, and way more stressful. Prices jumped around. Your phone buzzed nonstop. Group chats blew up. Someone swore something was “about to explode.” Suddenly, instead of thinking long-term, you were checking prices at 2 a.m., wondering if you should sell. For many beginners, crypto doesn’t just feel risky — it feels chaot
Jan 144 min read


The $100,000 Question: How New H-1B Visa Fees Could Reshape America’s Talent Economy
In September 2025, the White House announced one of the most drastic immigration policy changes in the past several years: a $100,000 application fee for new H1-B visas. The Trump Administration frames the move as a measure to “protect U.S. workers,” and is sure to cause a major shift in how America manages the inflow of skilled foreign labor that has long fueled sectors such as tech, finance, and medicine. Under the announcement specified that the fee applies to applicatio
Jan 82 min read


After the $7,500 EV Credit: Can the Industry Survive the Lithium Crunch?
In September 2025, the federal incentive that helped encourage mass electric-vehicle (EV) adoption came to an end. The tax credits of $7,500 for new EVs and up to $4,000 for used EVs officially expired on September 30. As a result, we are now faced with an EV market uncertain about future demand and facing looming questions about how to keep up with lithium demand. The Credit Cliff and Its Market Impact The tax credit served as a vital tool to make EVs more affordable to co
Jan 83 min read


China’s Involution Is Going Global, and the World Is Feeling the Shockwaves
In China, the term ‘involution’ started off as slang among students who felt trapped in a cycle of increasing competition and diminishing payoff. Today, that idea has transformed not only college campuses but entire industries in the country. With domestic demand consistently decreasing and competition ramping up, Chinese firms, specifically in the electric vehicle (EV), battery, and solar industries, are producing at a rate far greater than the market can consume. What star
Jan 73 min read
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